# 005) Why Are User-set Rates a Game Changer for Borrowing? (Michael Svoboda)

- Channel: [Stable Summit](https://streameth.org/stable_summit)
- Date: 2024-07-07
- Duration: 15:17
- Watch: https://streameth.org/watch/668a4980c5090b2250014da8
- Download: https://vod-cdn.lp-playback.studio/raw/jxf4iblf6wlsyor6526t4tcmtmqa/catalyst-vod-com/hls/e4bc3mn49p7m91ml/1080p0.mp4