# Beyond the Blacklist, The Compliant Way To Do Private Transactions I Howard Wu at Pragma Denver 2025

- Channel: [ETHGlobal](https://streameth.org/ethglobal)
- Date: 2025-10-09
- Duration: 19:26
- Topics: private transactions, zero-knowledge proofs, view keys, compliance, policy engines, privacy-preserving L1, regulated DeFi, identity verification, ZPass, encrypted bridging, on-chain privacy, blockchain compliance, permissionless, programmable, banking secrecy, advanced DeFi, Ethereum, Ethereum Foundation, Howard Wu, Provable, Pragma Denver, ETHGlobal
- Watch: https://streameth.org/watch/yt-4swdwbLf9cI
- YouTube: https://www.youtube.com/watch?v=4swdwbLf9cI

## Description

Join Howard Wu, CEO of Provable at Pragma Denver 2025 to explore how private transactions can be both compliant and user-friendly in the next generation of blockchains. Learn how zero-knowledge proofs, view keys, and policy engines unlock flexible identity checks while preserving on-chain privacy.

Discover how Alo – a permissionless, programmable, and privacy-preserving L1 – pioneers new use cases in payments, DeFi, gaming, and beyond. From advanced bridging mechanisms that mitigate malicious actors to novel identity attestation systems like ZPass, this talk dives into why encryption is as pivotal to Web3 finance as HTTPS was to Web 2 e-commerce.

00:00 Introduction & The Need for Compliant Privacy
01:14 Parallels to HTTPS & E-Commerce
02:14 Two Main Challenges in Encrypted Transactions
03:10 Overview of Alo as a Private L1
04:43 The Intersection of Permissionless, Programmable & Private
06:05 Compliance Primitives: View Keys & Policy Engines
07:40 Real-World ID: ZPass & Age/Governance Proofs
09:08 Enabling Timelocks, Escrows & Fraud Detection
10:04 Policy Makers & Best Practices (ARC 100)
11:15 Industry Validation & Perspectives
12:30 Key Use Cases: Private Stablecoin Payments
13:26 Identity & Credential-Based Transactions
14:22 Gaming & Information-Asymmetric Gameplay
15:30 Private DeFi & Dark Pools
17:10 How to Learn More & Future Outlook
18:40 Conclusion & Thank You

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🇺🇸 *Pragma Denver*
Pragma Denver 2025 was held on February 25th at ReelWorks in Denver, Colorado and was an in-person summit for builders and leaders in the web3 ecosystem. Watch the full Pragma Denver YouTube Playlist here: https://youtube.com/playlist?list=PLXzKMXK2aHh6mvMfVn2gIK2uhRiTHjIg9&si=D7XfnBKvZL7sthbU

ETHGlobal's Pragma series takes place in cities around the world, and is designed to be a different kind of event. Pragma is a one-stage conference with founders-only on stage, bringing together a small group of curated attendees and speakers to discuss the future of web3 and reflect on the past. 

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✅ *Follow Howard Wu*
X: https://x.com/1HowardWu

✅ Follow *Provable*
X: https://x.com/ProvableHQ

✅ *Follow ETHGlobal*
X: https://x.com/ETHGlobal​
Warpcast: https://warpcast.com/ethglobal
Website: https://ethglobal.com
YouTube: https://www.youtube.com/c/ETHGlobal 

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