# Panel I Evolution of Wallets I Pragma London 2024

- Channel: [ETHGlobal](https://streameth.org/ethglobal)
- Date: 2024-10-09
- Duration: 31:18
- Topics: wallets, smart wallets, embedded wallets, WalletConnect, Dynamic, Argent, account abstraction, EIP-4337, EIP-7212, EIP-6963, smart accounts, passkeys, Starknet, user onboarding, Web3 UX, wallet interoperability, non-custodial wallets, decentralized identity, session keys, global wallets, siloed wallets, Ethereum wallets, wallet security, wallet SDKs, Web3 login, private keys, modular wallets, wallet infrastructure, Pragma London 2024, ETHGlobal
- Watch: https://streameth.org/watch/yt-5bfXnm0yvx0
- YouTube: https://www.youtube.com/watch?v=5bfXnm0yvx0

## Description

Join Pedro Gomes of WalletConnect, Itai Turbahn of Dynamic, and Itamar Lesuisse of Argent for a dynamic panel discussion on the future of wallets in Web3. Recorded at Pragma London 2024, this conversation dives deep into the evolution of smart wallets, the rise of embedded wallets, and the trade-offs between global and siloed wallet experiences.

The panel explores interoperability, security, trust assumptions, account abstraction, passkeys, and the infrastructure challenges shaping wallet UX. With unique insights from leaders building core wallet protocols and smart account tooling, this session is a must-watch for developers, product designers, and anyone invested in the next generation of crypto onboarding and identity.

00:00 Panel intro and speaker introductions
01:29 What Dynamic and WalletConnect do
02:34 Argent’s Starknet smart wallet overview
03:09 Defining embedded wallets and use cases
05:18 Embedded wallets vs interoperability
06:59 Friction in onboarding beyond wallets
08:04 Global vs siloed wallets: pros and cons
10:14 Use cases where global wallets don’t matter
11:29 Why universal identity still matters
12:34 Segmentation vs privacy in wallet identity
14:09 Tradeoffs of topping up balances across dapps
15:18 The problem with business-driven wallet silos
16:22 Smart accounts as a solution to fragmentation
18:04 Embedded wallets and the custody trade-off
19:15 Trust assumptions vs technical custody
20:55 Smart accounts for upgradeability and UX
21:56 The need for shared infrastructure and standards
23:03 Shoutout to EIP-6963 browser wallet standard
24:05 How Starknet achieved 100% AA adoption
25:11 Why Ethereum hasn’t prioritized UX upgrades
26:21 L2s are key to driving account abstraction
27:38 Audience Q: Thoughts on EIP-7212 and passkeys
28:57 Passkey pros, cons, and infrastructure hurdles
30:07 Clarifying what passkeys are and are not
30:38 UX vs risk: How users really lose their funds
31:15 Closing remarks

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🇬🇧 *Pragma London*
Pragma London took place at Christchurch Spitalfields in London on March 14, 2024, and was an in-person summit for builders and leaders in the web3 ecosystem. Watch the full Pragma London playlist here: https://youtube.com/playlist?list=PLXzKMXK2aHh7rvaHBM14peT1TwI3QX38p&si=MzGrEYwYjxSQFiFM

ETHGlobal's Pragma series takes place in cities around the world, and is designed to be a different kind of event. Pragma is a one-stage conference with founders-only on stage, bringing together a small group of curated attendees and speakers to discuss the future of web3 and reflect on the past. Ever since we first introduced our new event series Pragma in Tokyo of the spring of 2023, we have been fostering a curated, global community of individuals who deeply care about web3.

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