# Payments, Commerce, Identity — Pick Three | DC Fintech Week

- Channel: [DC Fintech Week](https://streameth.org/dc-fintech-week)
- Date: 2026-10-25
- Duration: 20:42
- Topics: Education
- Watch: https://streameth.org/watch/yt-NlY2sQob6-w
- YouTube: https://www.youtube.com/watch?v=NlY2sQob6-w

## Description

The next financial system will not be a set of standalone products bolted together; it is converging into a single fabric where paying, buying, and proving who you are stop being separate acts. That promises a more seamless and secure experience, and it also concentrates payments, commerce, and identity into one stack that knows a great deal about everyone who touches it. We ask what this convergence means for consumers, for the institutions building it, and for anyone who has to trust it.

• Moderator: Chris Brummer, Chief Executive Officer, The Fintech Foundation
• Cameron Fowler, Chief Executive Officer, Early Warning