# Optimizing Yield and Risk: Designing Smart Stablecoin Vaults

- Channel: [Stable Summit](https://streameth.org/stable_summit)
- Date: 2025-10-07
- Duration: 35:36
- Watch: https://streameth.org/watch/yt-O0ocODTb8S8
- YouTube: https://www.youtube.com/watch?v=O0ocODTb8S8

## Description

This discussion at Stable Summit reveals the complex, rapidly evolving nature of risk and innovation in DeFi vault strategies. It underscores the necessity of professional risk management, transparent credit assessment, and robust insurance mechanisms to sustain the sector’s growth and stability.

Speakers:
1. Figue, Trevee
2. Niklas Kunkel, Founder, Chronicle 
3. Charles Jansen, Managing Director, S&P Global
4. Luke Chmiel, Head of Growth, Cork
5. Moderator: Tadeo - Lido

---
00:00 Rise of Active Vault Managers
01:42 Rehypothecation and Yield Loops
03:21 Escalating Risk in Stablecoins
06:09 Lack of DeFi Self-Policing
07:35 Credora and Onchain Credit Ratings
10:59 Comparing DeFi to Traditional Banking
13:25 Insurance and Cork’s CDS Solution
16:07 Oracle Misconfigurations in Vaults
18:37 Real-Time Risk Infrastructure
19:44 Leveraging DeFi Beyond Easy Mode
21:36 Long-Term Risk Strategy in DeFi
23:16 Traditional Credit Tools in DeFi
26:12 Lessons from Maple and Maker
29:19 Risk Shift with Changing Yields
31:56 Private Credit and Tokenization
34:45 Fintech, Custodians, and Demand for Yield
35:14 Wrapping Up

---
Explore Upcoming Events

➣ Stable Summit III: Devconnect
• Website: https://www.stablesummit.xyz/ 
• Email: info@stablesummit.xyz 
• Apply to Speak/Sponsor: https://partyactionpeople.typeform.com/devconnect2025?typeform-source=www.stablesummit.xyz 

➣ Stablecoin Summit: Singapore by XREX & Unitas 
• Website: https://stablecoinsummit.com/ 
• Email: team@stablecoinssummit.com
• Apply to Speak/Sponsor: https://partyactionpeople.typeform.com/stblcoin3?typeform-source=stablecoinsummit.com 

➣ Blockchain Oracle Summit: Devconnect
• Website: https://blockchainoraclesummit.io/ 
• Email: info@partyactionpeople.com 
• Apply to Speak/Sponsor: https://partyactionpeople.typeform.com/BOS25apply 

➣ Listen to the Stable School Podcast
Link:  https://stableschool.org/podcast 

➣ Follow Stable Summit on X 
Link: https://x.com/stable_summit 

—
About: 
By Stake Capital Group and Party Action People, and presented by Curve Finance, Stable Summit has been gathering leaders in stablecoins almost quarterly since 2023. Our content is curated through hours of one-on-one research with the leading minds in the stablecoin space. Each program is a highlight reel of what leaders in stables are curious about in real time. Our audience consistently features the full spectrum of the stablecoin ecosystem, from DeFi protocols to institutions, from stablecoin issuers to central banks, and every llama in between.