# How to Build a Global Fintech App with Stablecoins I Itai Turbahn

- Speakers: [Itai Turbahn](https://streameth.org/speakers/itai-turbahn)
- Channel: [ETHGlobal](https://streameth.org/ethglobal)
- Date: 2025-10-09
- Duration: 21:21
- Topics: stablecoins, fintech, global payments, Dynamic, wallet infrastructure, payins, payouts, yield, debit cards, compliance, on-ramps, off-ramps, blockchain, USDC, Stripe, Shopify, vendor payments, remittance, embedded wallets, neobanks, product-market fit, consolidation, developer tools, global-first, crypto rails, A16Z, founders fund, regulatory, card issuance, market trends, cross-border, digital dollars, report
- Watch: https://streameth.org/watch/yt-PZJUi2OhqWA
- YouTube: https://www.youtube.com/watch?v=PZJUi2OhqWA

## Description

Itai Turbahn, Co-founder of Dynamic, discusses building global fintech apps using stablecoins. He highlights the rapid adoption of stablecoins in fintech, driven by real product-market fit and global demand for faster, more flexible money movement. Key use cases include payins (accepting crypto payments and settling in fiat), payouts (international vendor, contractor, and remittance payments), and holding/investing (users keeping funds in stablecoins to earn yield or spend via debit cards).

Turbahn details the tech stack needed: compliance, on/off-ramps, card issuance, wallet infrastructure, and blockchain networks. He notes the current complexity in integrating these services, predicting industry consolidation into unified platforms. Dynamic’s solution abstracts away this complexity, enabling developers to launch global fintech products quickly. He forecasts all major fintechs will soon support stablecoins, and new global-first neobanks will emerge, leveraging crypto rails for scale.

00:00 Introduction
00:31 Audience Poll & Dynamic Overview
01:54 Stablecoin Market Trends
03:03 Fintech Adoption of Stablecoins
04:34 Evolution of Stablecoin Use Cases
05:37 Three Main Use Cases: Payins, Payouts, Hold/Invest
07:22 Deep Dive: Payins (Stripe, Shopify)
08:17 Deep Dive: Payouts (Vendor, Contractor, Remittance)
10:11 Deep Dive: Hold & Invest (Yield, Debit Cards)
11:50 The Required Tech Stack
13:36 Developer Challenges & Market Complexity
15:06 Industry Consolidation & Dynamic’s Solution
16:48 Dynamic Stablecoin Accounts & Developer Tools
17:27 Predictions for the Future of Fintech & Stablecoins
19:59 Stablecoin Report & Closing Remarks

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✅ Follow Itai Turbahn
X: https://x.com/turbahn

✅ Follow Dynamic
X: https://x.com/dynamic_xyz

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X: https://x.com/ETHGlobal​
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Website: https://ethglobal.com
YouTube: https://www.youtube.com/@UCfF9ZO8Ug4xk_AJd4aeT5HA 

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