# Why Billions in Crypto Sit Idle and How We Fix It

- Channel: [Stable Summit](https://streameth.org/stable_summit)
- Date: 2025-10-07
- Duration: 12:50
- Watch: https://streameth.org/watch/yt-VW1y18p5MoE
- YouTube: https://www.youtube.com/watch?v=VW1y18p5MoE

## Description

"$200B is already in crypto—but not in DeFi. That’s a failure of communication." - Yaroslav  Shakula, Founder,  Molecula

There’s over $200B in stablecoins and ETH sitting idle because DeFi is still too complex. In this talk, Yaro from Molecular explains why crypto loses to TradFi on service, not tech, and what it takes to unlock capital from HNWIs and normal users alike. With MUSD, live support, and no-bridge interfaces, Molecular is building DeFi that people can actually use, no Discord tickets required.

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00:00 Why Crypto Capital Stays Idle
01:06 $200B in Stablecoins and ETH
01:37 TradFi vs DeFi: A False Choice
02:08 Why HNIs Avoid Crypto
02:48 Bad UX and Worse Communication
04:37 The Peace of Mind Problem
05:11 From 24/7 Support Desk to Protocol
07:15 What Needs Fixing in DeFi
08:17 AI Agents vs Real Trust
10:07 Launching MUSD and Crossing $5M TVL
11:16 Going After Tron’s $50B Idle Capital
11:47 Why Molecular Will Win

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About: 
By Stake Capital Group and Party Action People, and presented by Curve Finance, Stable Summit has been gathering leaders in stablecoins almost quarterly since 2023. Our content is curated through hours of one-on-one research with the leading minds in the stablecoin space. Each program is a highlight reel of what leaders in stables are curious about in real time. Our audience consistently features the full spectrum of the stablecoin ecosystem, from DeFi protocols to institutions, from stablecoin issuers to central banks, and every llama in between.