# Unifying Settlement Layers: Infrastructure, Interoperability & Institutional Access for Stablecoins

- Channel: [Stable Summit](https://streameth.org/stable_summit)
- Date: 2025-10-07
- Duration: 47:53
- Watch: https://streameth.org/watch/yt-bErilwPywj0
- YouTube: https://www.youtube.com/watch?v=bErilwPywj0

## Description

"Banks are waking up to stablecoins because of Circle’s IPO."

The stablecoin landscape is shifting fast. This panel brings together experts from banking, DeFi, and infrastructure to unpack where stablecoins are heading and who’s poised to lead. From regulatory shifts and bank-issued tokens to interop layers and FX settlement, the conversation digs into the risks, fragmentation, and adoption hurdles facing stablecoins. With Tether and Circle dominating, the next phase could involve narrow banks, loyalty coins, and settlement-level disruption.

Speakers:
Peter Grosskopf, CTO/COO,  AllUnity 
Sylvain Prigent, CPO, SG Forge 
Charles Jansen, Head of DeFi Transformation S&P Global 
Sam Jernigan, Founder & CIO,  Lafayette Macro Advisors
Moderator: Artem

---
00:00 Setting the Stage
01:10 Tether vs Circle vs Banks
03:28 Local Currencies and Stablecoin Demand
05:35 Deposit Tokens and Bank Response
08:14 Euro and USD Stablecoin Challenges
09:21 Ethereum vs Tron Dominance
10:24 Stablecoins as Dollarization Tools
11:33 The Three Layers of Stablecoin Use
13:46 Remittance Use Cases and TRON
15:32 Yield and Treasury Demand
17:46 Interoperability and Native Chains
20:53 Risk, Redemption, and Offchain Complexity
22:29 Why Fragmentation Hurts Stablecoin UX
24:39 The Future of Branded Stablecoins
27:31 What Institutions Want in Stablecoins
34:44 Onramps, Offramps, and UX Friction
38:38 Stablecoins as Net Settlement Layer
42:38 Regulation: MiCA and Genius Act
46:15 Final Thoughts: Why Stablecoins Stuck

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About: 
By Stake Capital Group and Party Action People, and presented by Curve Finance, Stable Summit has been gathering leaders in stablecoins almost quarterly since 2023. Our content is curated through hours of one-on-one research with the leading minds in the stablecoin space. Each program is a highlight reel of what leaders in stables are curious about in real time. Our audience consistently features the full spectrum of the stablecoin ecosystem, from DeFi protocols to institutions, from stablecoin issuers to central banks, and every llama in between.