# The World of Stablecoins Post-GENIUS Act

- Channel: [Stable Summit](https://streameth.org/stable_summit)
- Date: 2025-10-07
- Duration: 09:22
- Watch: https://streameth.org/watch/yt-fxd5wXtAaC8
- YouTube: https://www.youtube.com/watch?v=fxd5wXtAaC8

## Description

“The Genius Act says no yield and they mean it.” - Benjamin, Founder, CAP Labs

The GENIUS Act is shaking up stablecoins with new rules banning retail yield and enforcing issuer qualifications. Most decentralized models are now considered non-compliant. Builders are dropping the term “stablecoin” and experimenting with new labels like “digital dollars.” CAP's CUSD uses tokenized assets from Franklin Templeton and PayPal to stay compliant while enabling zero-slippage swaps. A new regulatory playbook for crypto-native money.

This talk shows why calling your product a “synthetic dollar” might be the smartest legal move.

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00:00 GENIUS Act Overview
00:31 Legacy Stablecoins Are Dead
01:35 No Yield, No Hackathon Coins
02:30 Rise of T-Bill Wrappers
03:30 Compliant vs Non-Compliant Models
04:27 Dropping the ‘Stablecoin’ Label
05:24 Big Players and Stablecoin Rush
06:16 The Fee Race to the Bottom
07:14 CUSD and Compliant Collateral
08:14 Yield via Open Protocols
09:08 Final Thoughts on Regulation

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About: 
By Stake Capital Group and Party Action People, and presented by Curve Finance, Stable Summit has been gathering leaders in stablecoins almost quarterly since 2023. Our content is curated through hours of one-on-one research with the leading minds in the stablecoin space. Each program is a highlight reel of what leaders in stables are curious about in real time. Our audience consistently features the full spectrum of the stablecoin ecosystem, from DeFi protocols to institutions, from stablecoin issuers to central banks, and every llama in between.