# Know Your Address - Proving Humanity Onchain I Howard Wu

- Channel: [ETHGlobal](https://streameth.org/ethglobal)
- Date: 2025-10-09
- Duration: 16:48
- Topics: zero-knowledge proofs, ZKPs, privacy, identity verification, age verification, ZPass, KYA, Know Your Address, onchain, compliance, selective disclosure, verifiable credentials, ZKML, facial verification, web3, stablecoins, private payments, data exposure, regulatory engagement, policy, Alio, predicate, TRM labs, ARC 100, crypto, governance, risk scoring, group membership, set membership, Merkle tree, device-local proofs
- Watch: https://streameth.org/watch/yt-mqUet3Q_g2U
- YouTube: https://www.youtube.com/watch?v=mqUet3Q_g2U

## Description

Howard Wu, CEO of Provable, discusses the challenges of current online identity and age verification methods, highlighting privacy risks such as oversharing personal data, lack of revocation, and data breaches. He introduces zero-knowledge proofs (ZKPs) as a privacy-preserving solution, enabling users to prove attributes (e.g., age, residency, group membership) without revealing sensitive information.

Wu presents ZPass, a verifiable credentials system leveraging ZKPs for selective disclosure, and KYA (Know Your Address), which uses ZKML for on-device facial verification to prove ongoing humanity and identity ownership. These tools aim to enable compliance and privacy for onchain and web3 applications, supporting private stablecoins and payments while minimizing data exposure. Wu emphasizes the need for regulatory engagement and evolving compliance tech to match privacy advancements.

00:00 Introduction
00:35 The Problem with Current Identity Verification
02:24 Privacy Risks and Data Exposure
02:46 Zero-Knowledge Proofs as a Solution
03:44 Selective Disclosure and ZPass Overview
04:19 Use Cases: Age, Residency, Compliance, Attributes
06:18 Combining Multiple Proofs and Broader Compliance
07:25 How ZPass Works: Issuance and Claims
08:19 Technical Flow: Passport Registration and Onchain Proofs
09:49 Limitations of Existing Approaches
10:53 From Identity to Proving Humanity: Live Identity
11:41 Introducing KYA: Know Your Address
12:24 How KYA Works: On-Device ZKML Verification
13:43 Privacy Advantages of ZPass and KYA
14:02 Enabling Private, Compliant Payments
14:22 KYA Demo and User Experience
14:40 Compliance, Rule Engines, and Risk Scoring
15:49 Regulatory Gaps and Policy Engagement
16:39 Conclusion and Further Resources

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🇺🇸 *Pragma New York*
Pragma New York 2025 was held on August 14th at Vesper Events in Brooklyn, New York and was an in-person summit for builders and leaders in the web3 ecosystem. Watch the full Pragma New York YouTube Playlist here: https://www.youtube.com/playlist?list=PLXzKMXK2aHh5TRLdUXjnhUVfdbBtu6z2j

ETHGlobal's Pragma series takes place in cities around the world, and is designed to be a different kind of event. Pragma is a one-stage conference with founders-only on stage, bringing together a small group of curated attendees and speakers to discuss the future of web3 and reflect on the past. 

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✅ Follow Howard Wu
X: https://x.com/1HowardWu

✅ Follow Provable
X: https://x.com/ProvableHQ

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Website: https://ethglobal.com
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