# How to Decentralize Credit Cards From Charlie Kim - Rain

- Channel: [Ethereum Denver](https://streameth.org/ethereum-denver)
- Date: 2025-10-09
- Duration: 16:18
- Topics: ETHDenver, Crypto, Web3, Blockchain, Event, Conference, ETHDenver 2025, ETHDenver 2024, Bitcoin, Ethereum
- Watch: https://streameth.org/watch/yt-pzf4isEuc_k
- YouTube: https://www.youtube.com/watch?v=pzf4isEuc_k

## Description

Rain offers a platform enabling the issuance of Visa credit cards backed by collateralized on-chain assets. Bridging on-chain assets to real-world applications is complex, as not all permissions are controlled on-chain. Rain takes a unique hybrid approach, combining on-chain mechanisms with legal safeguards to protect users’ funds from misuse.