How to Build a Global Fintech App with Stablecoins I Itai Turbahn

Thu, Oct 2, 2025, 12:00 AM

Itai Turbahn, Co-founder of Dynamic, discusses building global fintech apps using stablecoins. He highlights the rapid adoption of stablecoins in fintech, driven by real product-market fit and global demand for faster, more flexible money movement. Key use cases include payins (accepting crypto payments and settling in fiat), payouts (international vendor, contractor, and remittance payments), and holding/investing (users keeping funds in stablecoins to earn yield or spend via debit cards). Turbahn details the tech stack needed: compliance, on/off-ramps, card issuance, wallet infrastructure, and blockchain networks. He notes the current complexity in integrating these services, predicting industry consolidation into unified platforms. Dynamic’s solution abstracts away this complexity, enabling developers to launch global fintech products quickly. He forecasts all major fintechs will soon support stablecoins, and new global-first neobanks will emerge, leveraging crypto rails for scale. 00:00 Introduction 00:31 Audience Poll & Dynamic Overview 01:54 Stablecoin Market Trends 03:03 Fintech Adoption of Stablecoins 04:34 Evolution of Stablecoin Use Cases 05:37 Three Main Use Cases: Payins, Payouts, Hold/Invest 07:22 Deep Dive: Payins (Stripe, Shopify) 08:17 Deep Dive: Payouts (Vendor, Contractor, Remittance) 10:11 Deep Dive: Hold & Invest (Yield, Debit Cards) 11:50 The Required Tech Stack 13:36 Developer Challenges & Market Complexity 15:06 Industry Consolidation & Dynamic’s Solution 16:48 Dynamic Stablecoin Accounts & Developer Tools 17:27 Predictions for the Future of Fintech & Stablecoins 19:59 Stablecoin Report & Closing Remarks _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ 🇺🇸 *Pragma New York* Pragma New York 2025 was held on August 14th at Vesper Events in Brooklyn, New York and was an in-person summit for builders and leaders in the web3 ecosystem. Watch the full Pragma New York YouTube Playlist here: https://www.youtube.com/playlist?list=PLXzKMXK2aHh5TRLdUXjnhUVfdbBtu6z2j ETHGlobal's Pragma series takes place in cities around the world, and is designed to be a different kind of event. Pragma is a one-stage conference with founders-only on stage, bringing together a small group of curated attendees and speakers to discuss the future of web3 and reflect on the past. _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ ✅ Follow Itai Turbahn X: https://x.com/turbahn ✅ Follow Dynamic X: https://x.com/dynamic_xyz ✅ Follow ETHGlobal X: https://x.com/ETHGlobal​ Warpcast: https://warpcast.com/ethglobal Website: https://ethglobal.com YouTube: https://www.youtube.com/@UCfF9ZO8Ug4xk_AJd4aeT5HA _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ Are you interested in Ethereum development and entrepreneurship? 👉 Sign up for the next ETHGlobal event: https://ethglobal.com/events 🎁 Get exclusive access and perks with ETHGlobal Plus! https://ethglobal.com/plus 📣 Want us to throw an event in your city? Tell us where! https://ethglobal.com/city _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _