Why Billions in Crypto Sit Idle and How We Fix It

"$200B is already in crypto—but not in DeFi. That’s a failure of communication." - Yaroslav Shakula, Founder, Molecula There’s over $200B in stablecoins and ETH sitting idle because DeFi is still too complex. In this talk, Yaro from Molecular explains why crypto loses to TradFi on service, not tech, and what it takes to unlock capital from HNWIs and normal users alike. With MUSD, live support, and no-bridge interfaces, Molecular is building DeFi that people can actually use, no Discord tickets required. --- 00:00 Why Crypto Capital Stays Idle 01:06 $200B in Stablecoins and ETH 01:37 TradFi vs DeFi: A False Choice 02:08 Why HNIs Avoid Crypto 02:48 Bad UX and Worse Communication 04:37 The Peace of Mind Problem 05:11 From 24/7 Support Desk to Protocol 07:15 What Needs Fixing in DeFi 08:17 AI Agents vs Real Trust 10:07 Launching MUSD and Crossing $5M TVL 11:16 Going After Tron’s $50B Idle Capital 11:47 Why Molecular Will Win --- Explore Upcoming Events 👇 ➣ Stable Summit III: Devconnect • Website: https://www.stablesummit.xyz/ • Email: info@stablesummit.xyz • Apply to Speak/Sponsor: https://partyactionpeople.typeform.com/devconnect2025?typeform-source=www.stablesummit.xyz ➣ Stablecoin Summit: Singapore by XREX & Unitas • Website: https://stablecoinsummit.com/ • Email: team@stablecoinssummit.com • Apply to Speak/Sponsor: https://partyactionpeople.typeform.com/stblcoin3?typeform-source=stablecoinsummit.com ➣ Blockchain Oracle Summit: Devconnect • Website: https://blockchainoraclesummit.io/ • Email: info@partyactionpeople.com • Apply to Speak/Sponsor: https://partyactionpeople.typeform.com/BOS25apply ➣ Listen to the Stable School Podcast Link: https://stableschool.org/podcast ➣ Follow Stable Summit on X Link: https://x.com/stable_summit — About: By Stake Capital Group and Party Action People, and presented by Curve Finance, Stable Summit has been gathering leaders in stablecoins almost quarterly since 2023. Our content is curated through hours of one-on-one research with the leading minds in the stablecoin space. Each program is a highlight reel of what leaders in stables are curious about in real time. Our audience consistently features the full spectrum of the stablecoin ecosystem, from DeFi protocols to institutions, from stablecoin issuers to central banks, and every llama in between.