Stani Kulechov I The Evolution of Crypto Wallets with Avara I Pragma Bangkok 2024

Thu, Oct 2, 2025, 12:00 AM

Explore the evolution of crypto wallets with Stani Kulechov, founder of Avara. In this Pragma Bangkok interview, Kartik Talwar (co-founder of ETHGlobal) discusses the origins of Family Wallet, its user-centric approach, and how it differentiates itself from traditional wallet designs. Hear Stani’s insights on abstracting away gas, multichain adoption, and the role of stablecoins (including Aave’s GHO token) in driving global adoption. Learn how Aave V4 and Family’s unique UI/UX can unlock new consumer and DeFi experiences—and where Stani sees the future of Ethereum wallets heading next. 00:00 Kartik Talwar Introduces Stani (Avara Founder) 01:00 Why Avara Invested in Building Family 02:29 Story of the Family Team 03:55 The Value of Delightful Wallet UX 05:07 Onboarding New vs. Existing Users 06:26 Pocket & Zero-Knowledge Backup Keys 07:29 Infrastructure vs. Consumer Apps 08:10 Expanding Aave, Lens & Family 09:15 Opinionated Product Integration 10:40 Family’s “Last Mile” Approach 11:53 Quick Onboard Experience & Feedback 12:19 Stablecoins & Payment Use Cases 13:22 Why GHO (Aave’s Native Stablecoin) 15:06 GHO’s Borrower Demand & Defi Yield 16:18 Aave V4: Key Goals & Features 18:01 Risk Management & Liquidity Premiums 19:14 The Boom in Stablecoin Supply 20:00 In-Depth on GHO & Borrowing Rates 21:00 DeFi Applications & UI Ownership 22:44 Aave V4 Built in Public 23:24 Multi-Chain Vision & GHO 25:00 Chainlink CCIP & Bridge Liquidity 26:21 Does Liquidity Fragmentation Exist? 28:12 Wrapping Up Family’s Two-Year Build 29:18 Future of Family: DeFi & Non-Financial 30:32 Advice for Founders & Concluding Words _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ 🎤 *Pragma Bankgkok* Pragma Bangkok 2024 closed out a year of exceptional Pragma events held around the world, and offered the global Web3 community a chance to hear from founders and builders as they reflect on the past, and look to the future of Web3. Pragma Bangkok 2024 was held on November 14th at the Hyatt Regency Bangkok Sukhumvit in Bangkok, Thailand. Watch the full YouTube Playlist here: https://youtube.com/playlist?list=PLXzKMXK2aHh4JNkhnsv5F95OqxT_IjCEl&si=6Tv3CvB6vrQIIjBA ETHGlobal's Pragma series, which began in Tokyo in the spring of 2023, has been fostering a curated, global community of individuals who deeply care about web3. You can learn more about Pragma and upcoming events in the series here: https://ethglobal.com/pragma _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ ✅ Follow Stani Kulechov X: https://x.com/StaniKulechov ✅ Follow Avara X: https://x.com/Avara Website: https://avara.xyz ✅ Follow Kartik Talwar X: https://x.com/therealkartik Warpcast: https://warpcast.com/kartik ✅ Follow ETHGlobal X: https://x.com/ETHGlobal​ Warpcast: https://warpcast.com/ethglobal Website: https://ethglobal.com YouTube: https://www.youtube.com/c/ETHGlobal _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ Are you interested in Ethereum development and entrepreneurship? 👉 Sign up for the next ETHGlobal event: https://ethglobal.com/events 🎁 Get exclusive access and perks with ETHGlobal Plus! https://ethglobal.com/plus 📣 Want us to throw an event in your city? Tell us where! https://ethglobal.com/city _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _